Underwriting Training: Critical Illness, Death and Disability Income

Deepening medical underwriting skills and getting a grip on actuarial topics relevant for underwriting.

Training Schedule and Target Group

We offer two training classes, which can be perfectly combined:

1. Medical Underwriting2. Actuarial basics for Underwriters
2 days á 4,5 h on February 11th & 12th 20251 day á 4,5 h on February 18th 2025
Our focus is on a selection of highly relevant diseases for Critical Illness, Death and DI products with which underwriters frequently struggle.We are explaining the basics of economic and actuarial knowledge in the context of underwriting in a graphic and easy to understand way to improve day-to-day use of the concepts in underwriting and project work.
Target Group:

  • Medical Underwriters for the products Critical Illness, Disability Income and Death
  • Recommended experience levels for Underwriters (Intermediate to Expert, 2+ years UW experience)
  • Medical doctors aspiring to become insurance medical experts
Target Group:

  • Medical Underwriters for the products Critical Illness, Disability Income and Death
  • Recommended experience levels for Underwriters (Intermediate to Expert, 2+ years UW experience)
  • Heads of UW
  • Underwriters participating in projects, esp. in product development
  • (External) medical doctors aspiring to become insurance medical experts

Our training program is designed with accessibility and flexibility in mind, ensuring effective learning for all participants:

  • Training language: English – with our outstanding experience in teaching in English for non-native speakers, we make sure to use an easy understandable, clear English to enable understanding for non-fluent English speakers, too.
  • Training mode: All trainings are web-based via Microsoft Teams, live and interactive.
  • Training schedule: Our training schedules are separated in a morning block (9am – 12:30pm CET) and an afternoon block (2pm – 3:30pm CET)

We offer two training classes, which can be perfectly combined:

  • Medical Underwriting: 2 days á 4,5 h on February 11th & 12th 2025
    • Our focus is on a selection of highly relevant diseases for Critical Illness, Death and DI products with which underwriters frequently struggle
  • Actuarial basics for Underwriters: 1 day á 4,5 h on February 18th 2025
    • We are explaining the basics of economic and actuarial knowledge in the context of underwriting in a graphic and easy to understand way to improve day-to-day use of the concepts in underwriting and project work

Our training program is designed with accessibility and flexibility in mind, ensuring effective learning for all participants:

  • Training language: English – with our outstanding experience in teaching in English for non-native speakers, we make sure to use an easy understandable, clear English to enable understanding for non-fluent English speakers, too.
  • Training mode: All trainings are web-based via Microsoft Teams, live and interactive.
  • Training schedule: Our training schedules are separated in a morning block (9am – 12:30pm CET) and an afternoon block (2pm – 3:30pm CET)
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Classes
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Training Days
0
Live-Sessions

Training Content

1. Training Content: Medical Underwriting

  • Gynaecology – frequent disorders, screening tests and regulatory aspects
    • „Due to the generally frequent preventive medical check-ups, gynaecological findings and illnesses are frequently encountered in underwriting. However, not every indication is risk-relevant and new research findings often require a new assessment. Further knowledge, up to date and applicable in daily practice is therefore indispensable “
  • Frequent and “easy to underwrite” ECG findings and cardiac arrythmias
    • „ECGs often lead to CMO requests. But with a few tips, tricks and finesse, it is possible to categorise many of the ECGs and make a decision as early as the application processing stage.“
  • Underwriting blood clotting disorders (haemophilia and thrombophilia)
    • “The number of genetic family screenings for blood clotting disorders, such as the Factor V Leiden mutation, is on the rise. Consequently, underwriters are increasingly confronted with these tests. It is therefore essential to gain a comprehensive understanding of the appropriate approach to underwriting these conditions, including the identification of key information and potential red flags.“
  • How to underwrite incidental ultrasound and MRI findings
    • „Modern imaging is increasingly being used. As a result, there are more findings being submitted. It is essential to differentiate and determine genuine pathologies from purely incidental findings.“
  • Outlook: Modern antibody therapies – impact on Life, CI and disability
    • „Antibody therapies represent the future of individualized therapy and are already being successfully used in some areas. We provide an outlook on future successes and current possibilities.“

2. Training Content: Actuarial Basics for Underwrites

  • Understanding the basics of biometric insurance: Keeping the collective healthy!
  • From preconditions to pricing:
    • Understanding the principles of premium calculation
    • qi and qx – not for actuaries only!
    • Understanding the differences in mortality and morbidity pricing
    • Underwriting preconditions – understanding extra mortality and per mille loadings
    • Exclusion clause or loading – how to decide which way to go
  • Underwriting today and tomorrow: A big leap forward!

Our Speakers

Dr. Laila Neuthor
Dr. Laila NeuthorIhre Referentin
Dr. Karsten Filzmaier
Dr. Karsten FilzmaierIhr Referent
Dr. Ienje Gatz
Dr. Ienje GatzIhre Referentin

Organisation and Costs

To register or in case of questions, please contact us using our E-Mail Address contact@we4mpact.com.

We will get back to you with all organisational details and invite your team members to the trainings via Microsoft teams. To receive the ELHUA-Member´s special price, kindly provide us with your membership information.

Registration is open until January 31st 2025.

TrainingTiming(IDD-)Training hoursCostsCosts ELHUA
Members*
Speakers
1. Medical Underwriting11./12.02.259,0 h1.360€
(excl. VAT)
990€
(excl. VAT)
Dr. Karsten Filzmaier,
Dr. Ienje Gatz
2. Actuarial Basics for UWs18.02.254,5 h660€
(excl. VAT)
495€
(excl. VAT)
Dr. Laila Neuthor,
Dr. Karsten Filzmaier

*Each ELHUA member is eligible to nominate one Non-ELHUA member colleague at the same price.

Please see https://www.elhua.org for more information about the European Life and Health Underwriting Association.